Terms of Service

Responsive Mortgage, a division of Gold Star Mortgage Financial Group, Corp 

3000 Bee Ridge Rd, Sarasota FL 34239 (941) 231-1036 | NMLS #3446

Effective Date: March 11th, 2026 Last Revised: March 11th, 2026

Please read these Terms of Service carefully. By visiting or using this website and any services provided by Responsive Mortgage, a division of Gold Star Mortgage Financial Group, Corp ("Responsive Mortgage," "we," or "our"), you agree to be bound by these Terms of Service.

If you do not agree to these Terms of Service, you are not authorized to use this website or the services offered through it.

1. Use of This Website

The content on this website is provided for informational purposes only. We make no guarantees that information on this website is accurate, complete, or current. Information is subject to change without notice. You should verify all information with Responsive Mortgage personnel before relying on it.

Your eligibility for mortgage products and services is subject to final determination and approval by Responsive Mortgage in its sole discretion, consistent with applicable law.

2. SMS / Text Message Terms

By providing your phone number on any form on this website, you agree to receive text messages (SMS/MMS) from Responsive Mortgage. These messages may include appointment confirmations, loan status updates, reminders, and general informational communications about our products and services.

  • To cancel: Text STOP at any time. You will receive a confirmation message and will be unsubscribed immediately. No further messages will be sent unless you re-subscribe.
  • For help: Text HELP or contact us at info@responsivemortgage.com.
  • Message frequency: Varies based on your inquiry and the stage of your loan process.
  • Message and data rates may apply. Contact your wireless carrier for details.
  • Opt-in data will not be shared with third parties for their own marketing purposes.
  • Carriers are not liable for delayed or undelivered messages.

Consent to receive text messages is not a condition of purchasing any product or service from Responsive Mortgage.

3. Consent to Contact

By submitting information through this website, you are inquiring about mortgage products and services offered by Responsive Mortgage. You give Responsive Mortgage permission to contact you via email, telephone, text message (SMS/MMS), or other means using the contact information you provide, even if your telephone number is listed on a federal, state, or corporate Do Not Call registry, provided that you have given prior express consent through our web form or verbally.

You may opt out of communications at any time by:

  • Replying STOP to any text message
  • Clicking the unsubscribe link in any email
  • Contacting us directly at info@responsivemortgage.com

4. Accuracy of Information

If you use this website to apply for or inquire about a mortgage product or service, you agree that all information you provide will be truthful, accurate, complete, and current. Providing incomplete or inaccurate information may result in the denial of an application and may be unlawful.

5. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Responsive Mortgage or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this website without our express written permission.

6. Disclaimer of Warranties

THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. RESPONSIVE MORTGAGE DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RESPONSIVE MORTGAGE SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THIS WEBSITE OR OUR SERVICES, EVEN IF RESPONSIVE MORTGAGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

8. Third-Party Links

This website may contain links to third-party websites. These links are provided for your convenience only. Responsive Mortgage does not endorse, control, or assume responsibility for the content or privacy practices of any third-party site.

9. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms of Service by reference. Please review our Privacy Policy to understand our practices.

10. Prohibited Uses

You agree not to use this website to:

  • Violate any applicable law or regulation
  • Transmit spam, malware, or other harmful content
  • Harvest or collect personal information about other users
  • Interfere with the security or proper functioning of the website
  • Engage in any fraudulent, deceptive, or misleading activity

11. Modifications

We reserve the right to modify these Terms of Service at any time without prior notice. Your continued use of this website following any changes constitutes your acceptance of the updated Terms of Service. We encourage you to review this page periodically.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms of Service shall be subject to the exclusive jurisdiction of the courts located in Sarasota County, Florida.

13. Severability

If any provision of these Terms of Service is found to be unlawful or unenforceable, that provision shall be severed from the remaining Terms, which shall remain in full force and effect.

14. Contact Us

Responsive Mortgage, a division of Gold Star Mortgage Financial Group, Corp 3000 Bee Ridge Rd Sarasota, FL 34239 Phone: (941) 231-1036 Email: info@responsivemortgage.com NMLS #3446

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